BAH Insurance is an Independent Agency located in Maryland, and we are also licensed in surrounding states and South Carolina and Florida.We are not captive, and we don’t fit a square peg into a round hole with a single company offering. As an Independent Insurance Agency, we have contractual relationships with multiple insurance companies, wholesalers, and brokers. We have the flexibility to match your risk with the proper insurance policy and company.

Annually, insurance companies adjust policies, rates and their preferred customer type(s). When those changes impact your policy and premium, we can accommodate and seek alternative solutions. Service and availability are crucial aspects of your insurance agent’s role. It is important that your call or email is attended to in a reasonable timeframe.

About Us

Ryan Markoff is the Principal Agent at BAH Insurance.

Ryan and wife, Jennifer, live in Bel Air, Maryland. Jennifer is an HCPS elementary school teacher, and the couple are parents to two young ladies.

Ryan was raised in Harford County and attended school in the area. After graduating from Bel Air High School, Ryan attended Salisbury University, earning his Bachelor of Science from the Franklin P. Perdue School of Business.

Ryan gained work experience in various business service settings for 20+ years. And, In 2019 Ryan formed BAH Insurance, LLC with trade name Business Auto Home Insurance.

Welcome To BAH Insurance

BAH Insurance is an independent agency coordinating flexible insurance solutions for your business and personal needs.

Commercial Products and Services

    BAH Insurance, LLC offers a full line of Commercial Insurance products, including:
  • Commercial General Liability Insurance (CGL or GL)
  • Workers Compensation Insurance
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Commercial Umbrella/Excess Insurance
  • Business Owners Insurance (BOP)
  • Commercial Equipment Insurance
  • Cyber Liability Insurance
  • Commercial Pollution Liability Insurance
  • Other Specialty Insurances (EPLI, D&O, etc.)
  • Professional Liability Insurance (E&O)
  • Commercial Life Insurance Solutions
The key to a successful insurance program is claims mitigation. Fewer claims correlate to lower premiums. We have a proven track record of assisting customers with implementing claim reduction plans. To enhance your insurance program, we provide value-added services. Ultimately, you choose which measures can be implemented as part of your company’s overall insurance program.
    Measures may include any of the following:
  • Company Handbook defining policies, procedures and safety programs
  • Monthly Safety Meetings with employees
  • Safe Driver programs
  • Drug-Free Workplace policies
  • Return-to-work/light duty programs
  • Claims-Free/Safe Workplace reward programs

Personal (Individual and Family) Products and Services

    BAH Insurance, LLC offers a full line of Personal Insurance products, including:
  • Auto policies
  • Homeowners policies
  • Personal Umbrella policies
  • Condo policies
  • Secondary, Seasonal or Rental Property policies
  • Renters policies (Tenant)
  • Dwelling policies (Landlord)
  • Motorcycle policies
  • Watercraft policies
  • Recreational Vehicle policies
  • Individual Life Insurance policies

Please contact us at 443-903-0611 or [email protected]

Contact Us